Disclaimer

The information contained on this website is general in nature and has been prepared without taking into account the objectives, financial circumstances, requirements or particular circumstances of any individual or entity.

Nothing on this website constitutes, or should be relied upon as, financial product advice, investment advice, legal advice, taxation advice, accounting advice, valuation advice or any other form of professional advice.

You should obtain appropriate independent professional advice before making any financial, investment, borrowing, property or other commercial decision.

JPS provides advisory services in relation to real estate capital and commercial financing transactions, including senior debt, senior stretch finance, mezzanine finance and blended capital structures.

Any information on this website concerning financing structures, leverage, pricing, loan terms, capital providers, security arrangements or other transaction characteristics is illustrative and general in nature.

Actual financing terms will depend on a range of factors, including the relevant borrower, guarantor, asset, transaction structure, valuation, leverage, credit assessment, market conditions and the requirements and approval processes of individual capital providers.

Nothing on this website constitutes an offer of finance, an offer to provide credit, or a representation that finance will be available on any particular terms.

JPS does not guarantee that finance will be obtained for any transaction or that any capital provider will provide finance on particular terms.

All financing proposals remain subject to the relevant capital provider’s own assessment, due diligence, credit approval, documentation, conditions precedent and other requirements.

Indicative terms, discussions or expressions of interest from a capital provider should not be treated as an unconditional commitment to provide finance unless and until definitive finance documents have been executed by the relevant parties.

Accessing this website, submitting an enquiry, providing information through the website or communicating with JPS does not, by itself, establish an adviser-client, fiduciary or other professional relationship between you and JPS.

Any formal engagement with JPS will be subject to separate terms of engagement agreed between the relevant parties.

Unless expressly agreed otherwise in writing and permitted by applicable law, information provided through this website is not intended to constitute a recommendation or statement of opinion concerning the acquisition, disposal or holding of a financial product.

JPS does not provide personal financial advice through this website.

Users should obtain independent advice from appropriately qualified and, where required, licensed professional advisers before making decisions concerning financial products or investments.

Information used or referred to by JPS may be obtained from clients, borrowers, sponsors, capital providers, valuers, consultants, public sources and other third parties.

Unless expressly stated otherwise, JPS does not independently audit or verify all information supplied by third parties and makes no representation or warranty as to its completeness, accuracy or reliability.

Users should undertake their own enquiries and due diligence before relying upon information relevant to a transaction.

JPS seeks to ensure that information published on this website is accurate and current at the time of publication. However, information may change without notice and JPS does not warrant that any information on this website is complete, accurate, current or suitable for any particular purpose.

Market conditions, financing appetite, interest rates, lending parameters and capital availability can change materially over time.

JPS is under no obligation to update information previously published on this website.

This website may contain statements concerning expectations, intentions, forecasts, anticipated outcomes or other forward-looking matters.

Such statements inherently involve assumptions, uncertainties and risks. Actual outcomes may differ materially from those expressed or implied.

No representation or warranty is made that any forecast, expectation or anticipated outcome will occur.

References to banks, non-bank lenders, private credit funds, institutional investors or other capital providers do not imply that any such party endorses, sponsors or is affiliated with JPS unless expressly stated.

The availability, pricing and terms of capital are determined independently by the relevant capital provider.

JPS does not act on behalf of a capital provider merely because JPS introduces, communicates with or negotiates with that capital provider in connection with a client’s transaction.

Nothing on this website constitutes an offer, invitation, solicitation or recommendation to acquire, dispose of or subscribe for any security, financial product, investment or other financial arrangement.

Nothing on this website constitutes a commitment by JPS or any third party to provide, arrange or procure finance.

To the maximum extent permitted by law, JPS and its directors, officers, employees, representatives and related parties exclude liability for any loss, damage, cost or expense arising from or in connection with:

• access to or use of this website;
• reliance upon information contained on this website;
• any error, omission or inaccuracy in information contained on this website;
• the unavailability or interruption of this website; or
• any decision made or action taken in reliance upon information contained on this website.

Nothing in this Disclaimer excludes, restricts or modifies any right, remedy, guarantee, warranty or other term that cannot lawfully be excluded, restricted or modified under applicable law.

This website may contain links to third-party websites or resources.

Such links are provided for convenience only. JPS does not control and is not responsible for the content, accuracy, availability, security or privacy practices of third-party websites.

The inclusion of a link does not constitute an endorsement of the relevant third party or its products or services.

Unless otherwise stated, all content on this website, including text, branding, graphics, designs and other materials, is owned by or licensed to JPS and is protected by applicable intellectual property laws.

Content may not be reproduced, distributed, modified or commercially exploited without prior written permission from JPS, except as permitted by law.

JPS intends to handle information submitted through this website discreetly. However, transmission of information over the internet cannot be guaranteed to be completely secure.

Users should avoid submitting highly sensitive or confidential information through the website unless appropriate arrangements have been made with JPS.

Submission of an enquiry does not oblige JPS to accept an engagement, arrange finance or enter into any transaction.

This website is operated from Victoria, Australia.

This Disclaimer is governed by the laws of Victoria, Australia, and users submit to the jurisdiction of the courts of Victoria and the Commonwealth of Australia in relation to matters arising from use of this website.